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March 11, 2005

Who Do You Trust To Protect Your Privacy?

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Nearly two million people recently found their privacy invaded in ways they probably didn't image would happen. Trust isn't all its cracked up to be.

Various people have reported and discussed the fact that a huge number of people's personal information was disclosed without their permission. Intruders broke into LexisNexis and stole the private information of approximately 32,000 people . Included in the data were social security numbers, driver's license numbers, names, addresses, and more. Meanwhile people blame the intruders... go figure.

Add to that the fact that ChoicePoint managed to reveal personal information of at least 145,000 people -- a number which has grown from the original report of 35,000 as the outcry continues. Apparently they have something to hide.

Bank of America somehow lost backup tapes that contain private information about 1.2 million federal employees ... Lost backup tapes?!?!

Ahem.



End of Article



Reader Comments
I honestly wasn't aware of ChoicePoint nor LexusNexus. As for banks, I've been convinced for years that they sell certain private information to the myriad companies that send me endless junkmail - regular mail, not email - to my post office box. I know the credit reporting agencies do, have been for years.

Who do I trust? If I don't personally know them and believe them to be trustworty, I don't. Period. But, what choice do I have? Privacy isn't an option in todays connected world. There's not much excitement in my financial history so I don't really worry about it that much.

What can we as comsumers do? Not much I',m sure. As soon as the info had been sold or distributed the first time it was already too late. We have all jumped on the internet bandwagon, enjoying all this fantastic information available at the touch of a button, all of it virtually free. We really have no one but ourselves to blame.

Anonymous User March 11, 2005 (Article Rating: )


People should be aware that they can receive their credit report free from each of the bureaus once a year from http://www.annualcreditreport.com

While currently only the western and midwestern states have this available to them, southern and eastern states will become available in the coming months. Unfortunately what most of the media outlets are missing in this fraud-awareness craze are the third-parties that provide a similar service...

ChoiceTrust (by ChoicePoint) tracks home and automobile insurance claims, employment history, and residential rental history.
http://www.choicetrust.com

ISO also tracks property and automobile insurance
losses, through its A-Plus reports.
http://www.iso.com/

MIB compiles and maintains records about individual life, health, and disability insurance policies.
http://www.mib.com/

ChexSystems (consumerdebit.com) tracks checking account histories. https://www.consumerdebit.com/consumerinfo/us/en/chexsystems/index.htm

The Center For Democracy & Technology also provides a clear-cut portal for opting out of solicitations and keeping up on your privacy...
http://optout.cdt.org/

These services along with keeping a minimal paper trail (ideally shredded before disposing of) at home, office, or in your wallet/purse will go a long way in making you a less visible target and able to recover quickly should it occur.

Tony Pedretti
TransUnion Corporation

ynotp March 19, 2005 (Article Rating: )


Folks, anyone who has a credit card, anyone who has an education loan, anyone who owns real estate, anyone who drives a car --you're all at risk.

Yes, I suppose you could try J.J. Luna's approach from his book on "How to become invisible" --but for most who have families this is simply not practical.

No, what we really need is a way to watch the watchers. And when they screw up, they must be held accountable. Right now, it's somehow my responsibility to ensure that THEY have the correct information about me. Wha? How about fining them for every incorrect record about a member of the public? Why should I help them do their business better? That's extortion!

Anonymous User March 22, 2005 (Article Rating: )


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